Book 1 · The mistakesBest starting pointFree sample
How the series flows
Read it in order, one step at a time
A three-book series: the core mistakes, then the spending trap, then the income trap.
Is this series for you?
What it’s about and who it’s for
The problem
You earn a steady income, you are not careless, yet by the twentieth of the month the money is gone again.
The promise
Find the hidden habits, spending patterns and income traps that keep you stuck, and break them one at a time.
What you’ll learn
- 1Why earning more is not the same as getting rich
- 2How lifestyle inflation and "normal" debt quietly drain you
- 3Why ignoring your numbers and relying on one income are risky
- 4How to write your own personal money rules
Best for
Salaried readers who feel stuck despite a decent income, especially early in their careers.
Not the right series if
You want investment picks or stock tips. These books are about everyday money habits.
Look inside Book 1
A taste of The Money Mistakes
Your salary arrives. For a day or two, the balance in your account looks healthy. You pay the rent, the electricity bill, and the phone recharge. You finally buy the shoes you had been putting off. You order dinner twice because work ran late. A streaming subscription renews quietly in the background. Somebody’s birthday comes up, then a small repair at home, then a weekend plan with friends.
Nothing about any of these decisions feels reckless. Each one makes sense on its own.
From The Money Mistakes, Book 1
Read free sampleThe opening chapters as an ebook or PDF. Free with a reader account.Buy on Amazon US Buy on Amazon India
Three key ideas from Book 1
- Income is often not the problem
Many people on modest salaries have savings and no debt, while higher earners still struggle.
- Small sensible choices add up
No single purchase feels reckless. Together they explain where the money went.
- You do not need to fix everything today
Book 1 ends with a Money Mistake Audit and a set of personal money rules you write yourself.
Every book in the series
All 3 books
Ebooks on Amazon US and India; the buy buttons open Amazon in a new tab. Kindle Unlimited members can read every book free. Buying the ebook directly from BR Book Store is coming soon.
Questions readers ask
Before you start
Where should I start?
Start with Book 1, The Money Mistakes. Each book builds on the one before it.
Is this written for Indian readers?
The examples include everyday Indian life, like phone recharges and salary day, but the habits apply anywhere.
Can I read some of it before buying?
Yes. The opening chapters of The Money Mistakes are free as an ebook or PDF when you create a free reader account. No card needed.
Where can I buy the books?
On Amazon US and Amazon India as Kindle ebooks. Kindle Unlimited members can read them free. Buying the ebook directly from BR Book Store is coming soon: instant delivery by email, secure Payhip checkout by card or PayPal, and no account needed. BR Book Store never sees your card details.
About the author
Raj Ojha
Raj Ojha writes practical, no-nonsense books on productivity, personal development, money and using AI to build income. His work rests on one belief: lasting change comes from small, repeatable systems, not motivation, willpower or complicated theory.
67 books · 14 series · On Amazon US & India
Have a question before you start? Ask Raj directly. Every message is read and answered, usually within two working days.
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